How it works?

Very simple, fast & free:

#PowerToThePeople

Because you deserve better credit:

1. Create an online account and add an application.

It takes approx. 5 minutes.
  • What information is needed?

    What information is needed?

    Relevant details of the loan such as the amount required, its destination and maturity.

  • Do I need a document?

    Do I need a document?

    No, at this step, no document is required. Currently, the loan approval procedure is completed directly with the financial institution.

Working

2. Let the financiers fight.

To give you the lowest possible interest.
  • How long does it take to receive offers?

    How long does it take to receive offers?

    After you add the application, the financial institutions corresponding to your criteria have a period of 5 days (2 days for quick loans) in which they bid in real time their interest offer for your application.

  • If I receive a satisfactory offer, can I accept it before the end of the bidding period?

    If I receive a satisfactory offer, can I accept it before the end of the bidding period?

    Of course, if you are satisfied with an offer before the end of the bidding period, you can accept it at any time.

Working

3. Choose the best offer.

3. Choose the best offer.
  • Am I obliged to accept the chosen offer?

    Am I obliged to accept the chosen offer?

    No, there is no obligation. Octo helps you receive a non-binding offer. It is up to you whether you want to start the procedure of approving and granting the loan with the financial institution.

  • Utilizarea platformei Octo este gratuită?

    Utilizarea platformei Octo este gratuită?

    Da, este gratuit.

Working